{"id":1472,"date":"2026-10-25T16:43:43","date_gmt":"2026-10-25T22:43:43","guid":{"rendered":"https:\/\/www.thelatinamericans.com\/?p=1472"},"modified":"2026-10-25T15:14:53","modified_gmt":"2026-10-25T21:14:53","slug":"reglas-propuestas-subsidios-salud-inmigrantes-2027","status":"publish","type":"post","link":"https:\/\/www.thelatinamericans.com\/en\/reglas-propuestas-subsidios-salud-inmigrantes-2027\/","title":{"rendered":"Treasury and IRS propose limiting health subsidies to certain immigrants starting in 2027"},"content":{"rendered":"

El Departamento del Tesoro y el Servicio de Impuestos Internos (IRS) propusieron el 14 de octubre de 2026 reglas que, a partir de 2027, limitar\u00edan el cr\u00e9dito tributario para primas (PTC), el subsidio que reduce el costo de los planes del mercado de seguros m\u00e9dicos de la Ley de Cuidado de Salud a Bajo Precio (Obamacare), a ciudadanos, nacionales y \u00abciertos no ciudadanos con presencia legal\u00bb. La propuesta todav\u00eda no es definitiva.<\/p>\n

\"Infograf\u00eda:<\/figure>\n

Qu\u00e9 dice la propuesta<\/h2>\n

According to the comunicado IR-2026-121 del IRS<\/a>, las reglas restringen la elegibilidad al cr\u00e9dito a ciudadanos de EE.UU., nacionales de EE.UU. y ciertos no ciudadanos con presencia legal. Tambi\u00e9n agregan criterios de verificaci\u00f3n para los pagos anticipados del cr\u00e9dito, los que se descuentan de la prima mensual.<\/p>\n

He comunicado del Tesoro<\/a> dice que, desde 2027, los subsidios ir\u00edan solo a quienes califican bajo la ley federal. Ninguno de los dos comunicados enumera qu\u00e9 categor\u00edas migratorias quedar\u00edan incluidas, y esa lista no se confirm\u00f3 en las p\u00e1ginas oficiales consultadas para esta nota.<\/p>\n

He registro del Federal Register<\/a> indica que el texto, titulado \u00abPremium Tax Credit\u00bb, se public\u00f3 el 15 de octubre de 2026. Seg\u00fan su resumen, modificar\u00eda las reglas sobre qui\u00e9n es elegible, c\u00f3mo se calcula el cr\u00e9dito y cu\u00e1nto debe pagar un contribuyente cuando recibi\u00f3 pagos anticipados de m\u00e1s. Afectar\u00eda a quienes inscriben a s\u00ed mismos o a familiares en cobertura individual en un mercado de seguros.<\/p>\n

Plazos para opinar<\/h2>\n

El p\u00fablico puede enviar comentarios hasta el 30 de noviembre de 2026. Quien quiera hablar en la audiencia debe enviar tambi\u00e9n un esquema de temas antes de esa fecha. Quien quiera asistir debe pedirlo antes de las 5:00 p.m. hora del Este del 4 de diciembre.<\/p>\n

La audiencia ser\u00eda por tel\u00e9fono el 8 de diciembre de 2026 a las 10:00 a.m. hora del Este. Si no llega ning\u00fan esquema de temas antes del 30 de noviembre, se cancela.<\/p>\n

Lo que falta por definir<\/h2>\n

El IRS se\u00f1ala que se esperan reglas paralelas del Departamento de Salud y Servicios Humanos (HHS) sobre los procedimientos de los mercados de seguros. Hasta ahora esas reglas no se han publicado en las fuentes consultadas, y no se conoce cu\u00e1ntas personas perder\u00edan el subsidio. Al ser una propuesta, el texto final puede cambiar despu\u00e9s de los comentarios.<\/p>\n

\"Tesoro<\/figure>\n

What does it mean to you?<\/h2>\n
    \n
  • Nada cambia todav\u00eda: es una propuesta, y el subsidio actual sigue seg\u00fan las reglas vigentes.<\/li>\n
  • Si t\u00fa o alguien de tu familia tiene un plan del mercado de seguros con subsidio, revisa en HealthCare.gov o en tu mercado estatal qu\u00e9 estatus migratorio se pide para 2027.<\/li>\n
  • Si quieres opinar, puedes presentar un comentario antes del 30 de noviembre en el Federal Register.<\/li>\n
  • Si tienes dudas sobre tu caso, consulta con un navegador de seguros certificado o un abogado de inmigraci\u00f3n.<\/li>\n<\/ul>\n

    Legal notice:<\/strong> This information is general and does not replace guidance from the official agency or a licensed professional regarding your specific case.<\/em><\/p>","protected":false},"excerpt":{"rendered":"

    La propuesta restringe el cr\u00e9dito tributario para primas del seguro m\u00e9dico a ciudadanos, nacionales y ciertos no ciudadanos con presencia legal. Los comentarios cierran el 30 de noviembre.<\/p>","protected":false},"author":1,"featured_media":1473,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_oxygen_hide_in_design_set":false,"_oxygen_tags":"","_cabeceras_dek":"La propuesta restringe el cr\u00e9dito tributario para primas del seguro m\u00e9dico a ciudadanos, nacionales y ciertos no ciudadanos con presencia legal. Los comentarios cierran el 30 de noviembre.","_cabeceras_official_sources":[{"name":"IRS, comunicado IR-2026-121","url":"https:\/\/www.irs.gov\/newsroom\/treasury-and-irs-move-to-protect-health-care-benefits-for-eligible-americans"},{"name":"Departamento del Tesoro, comunicado","url":"https:\/\/home.treasury.gov\/news\/press-releases\/sb0658"},{"name":"Federal Register, Premium Tax Credit (2026-21056)","url":"https:\/\/www.federalregister.gov\/api\/v1\/documents\/2026-21056.json"}],"_cabeceras_claims":[{"claim":"El Tesoro y el IRS propusieron el 14 de octubre de 2026 reglas que desde 2027 restringen el cr\u00e9dito tributario para primas a ciudadanos, nacionales y ciertos no ciudadanos con presencia legal.","support":["F2","F3"],"unknown":[],"status":"ok"},{"claim":"Las reglas agregan criterios de verificaci\u00f3n para los pagos anticipados del cr\u00e9dito.","support":["F2","F3"],"unknown":[],"status":"ok"},{"claim":"El texto se public\u00f3 en el Federal Register el 15 de octubre de 2026.","support":["F1"],"unknown":[],"status":"ok"},{"claim":"Los comentarios p\u00fablicos se reciben hasta el 30 de noviembre de 2026.","support":["F1"],"unknown":[],"status":"ok"},{"claim":"La audiencia p\u00fablica ser\u00e1 por tel\u00e9fono el 8 de diciembre de 2026 a las 10:00 a.m. hora del Este y se cancela si no hay esquemas de temas antes del 30 de noviembre.","support":["F1"],"unknown":[],"status":"ok"},{"claim":"Las solicitudes para asistir a la audiencia vencen a las 5:00 p.m. hora del Este del 4 de diciembre.","support":["F1"],"unknown":[],"status":"ok"},{"claim":"Se esperan reglas paralelas del HHS sobre los procedimientos de los mercados de seguros.","support":["F2"],"unknown":[],"status":"ok"},{"claim":"La propuesta modificar\u00eda las reglas de elegibilidad, c\u00e1lculo del cr\u00e9dito y responsabilidad por pagos anticipados en exceso.","support":["F1"],"unknown":[],"status":"ok"}],"tla_reel_url":"","_tla_reel_video":1524,"_tla_reel_video_fb":1526,"_tla_reel_portada":1525,"_tla_reel_programado":0,"_tla_reel_copy":"\u00bfTu subsidio de salud cambia en 2027?\n\nNota completa: https:\/\/www.thelatinamericans.com\/reglas-propuestas-subsidios-salud-inmigrantes-2027\/\n\n#Obamacare #SeguroM\u00e9dico #LatinosEnEEUU","footnotes":""},"categories":[52],"tags":[524,148,90,66,523],"class_list":["post-1472","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beneficios-salud","tag-credito-tributario-para-primas","tag-inmigrantes","tag-irs","tag-obamacare","tag-subsidios-de-salud"],"yoast_head":"\nProposal limits health subsidy for immigrants in 2027<\/title>\n<meta name=\"description\" content=\"Treasury and IRS propose limiting Obamacare premium credits starting in 2027. 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